Before you apply, checking a couple of things, such as your credit score and if you are eligible, could help you get approved for a personal loan.
One of the first things to check when applying for a loan is to make sure you are eligible to apply for one. This is also a good time to look at how much you need to borrow and how much you can repay each month.
You can use a personal loan for almost any purpose such as buying a car or to help manage your existing borrowings.
We offer personal loans of between £1,000 and £35,000.
The amount you can borrow and the interest rate you receive is based on your personal circumstances.
You can take a CDSB LTD Personal Loan for between 1 and 7 years. Just bear in mind the longer you borrow, the more interest you will pay overall.
To pay less interest overall, choose the shortest term you can afford on the lowest rate you can find.
You can pay your loan off early if you have some money to spare. Keep in mind, we may charge up to 58 days' interest for early settlement.
We typically look at several factors when deciding if, and how, we will offer you a loan. The main points we consider are your income, your employment status and your credit score.
We will make a decision about your eligibility based partially on information held about you by credit reference agencies, such as Experian, TransUnion and Equifax.
This credit information helps to build a picture of you and your financial history. While it is not always possible to find a better paid job and increase your income, you can improve your credit rating.
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